First Choice Mortgage

USDA · Rural GA & SC · $0 Down

$0 Down for Rural Augusta-Area Buyers

USDA loans aren't just for farms — most of the CSRA's outer counties qualify. We'll check your exact address, walk you through income limits, and show you what you can afford with no down payment.

$0 down payment

Finance 100% of the purchase price.

Below-market rates

USDA loans typically beat conventional pricing.

Address eligibility check

We pull the USDA map for your specific address.

Rural GA + SC coverage

More properties qualify than most buyers expect.

Check My Address Eligibility

We'll pull the USDA map for you.

Do you have an address in mind?

30+

Years closing loans in the CSRA

NMLS# 148371

License

GRMA# 5819

State authority

Equal Housing Lender

Required disclosures honored