First Choice Mortgage

FHA · First-Time Buyer · GA & SC

Buy Your First Home With as Little as 3.5% Down

Credit scores as low as 580 may qualify. No judgment — let's find a path to homeownership. We'll show you FHA side-by-side with Conventional so you know which one truly fits.

3.5% down minimum

FHA's signature low down payment for primary residences.

Credit from 580 considered

Lower scores reviewed with compensating factors.

DPA programs

Georgia Dream and SC Housing assistance options.

FHA vs. Conventional comparison

Real numbers — not generic charts.

See If I Qualify

No credit pull required.

Where are you in the process?

30+

Years closing loans in the CSRA

NMLS# 226717

License

GRMA# 34630

State authority

Equal Housing Lender

Required disclosures honored

More on this page coming soon

Full content drop pending Dirk's review.

The lead form above is fully wired to the same lead pipeline as the VA page. Use it to test the experience — full FAQ, calculator, and program-specific copy will follow.

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