Serving Grovetown · Columbia County, GA
Grovetown, GA Home Loans
Grovetown is the fastest-growing city in Columbia County and the closest incorporated city to the gates of Fort Gordon (now Fort Eisenhower). New subdivisions are going up constantly, which makes it a magnet for military families PCSing to the post, first-time buyers, and anyone who wants a newer home at a Columbia County school address.
First Choice Mortgage · 217 Davis Road, Augusta GA 30907 · NMLS# 148371
Local market snapshot
Because so many Grovetown buyers are active-duty, veterans, or DoD civilians, the VA loan is our lead program here — $0 down, no PMI, and payments that work with BAH. For non-military buyers, new-construction conventional and FHA loans are the workhorses, and a few of the outer, more rural addresses can still qualify for $0-down USDA financing.
We know the Grovetown builders and the local appraisers, and we've been closing loans at the Fort's doorstep for 30+ years — so a PCS timeline or a new-construction closing date doesn't rattle us.
30+
Years closing loans in the CSRA
Local & independent
Broker on Davis Road — not a call center
GA & SC
Licensed on both sides of the river
NMLS# 148371
GRMA# 5819 · Equal Housing Lender
Loan programs that fit Grovetown
The right loan for Grovetown buyers.
As an independent broker we shop dozens of lenders and match the program to you. Here's where most Grovetown buyers start.
Lead program here
VA Loans
The lead program — $0 down, BAH-friendly, PCS-ready for Fort Gordon families.
Explore VA Loans →
Conventional
New-construction financing for Grovetown's growing subdivisions.
Explore Conventional →
FHA / First-Time Buyer
3.5% down for first-time buyers at a Columbia County school address.
Explore FHA / First-Time Buyer →
USDA / Rural
$0 down on eligible rural addresses at the county's edges.
Explore USDA / Rural →
Your local office
Serving Grovetown from Davis Road since 1992.
You'll work with the same loan officer from application to closing — a real person here in the CSRA who knows the Grovetown market, the appraisers, and the agents.
Nearby areas we serve
Buying near Grovetown?
Ready to buy in Grovetown?
Two minutes to start. No credit pull until you're ready. We'll come back with a real rate range and the right program for Grovetown.