Serving Augusta · Richmond County, GA
Mortgage Broker in Augusta, GA
First Choice Mortgage has financed homes across Augusta since 1992 — from the historic bungalows of Summerville and Forest Hills to new construction in West Augusta and the revitalized lofts around Broad Street and Olde Town. We are a local broker with an office right here on Davis Road, not a national call center routing your file out of state.
First Choice Mortgage · 217 Davis Road, Augusta GA 30907 · NMLS# 148371
Local market snapshot
Augusta buyers are a mix: first-time buyers stretching into their first home, medical professionals relocating to the AU Health and Wellstar MCG campus, and longtime owners refinancing decades of equity. Because we are an independent broker, we shop dozens of lenders to match the loan to you — an FHA or down-payment-assistance path for a first purchase, a conventional loan for move-up buyers, or a VA loan for the many veterans and service members in the area.
Historic Augusta homes often need a lender who understands older housing stock and appraisals in neighborhoods like Harrisburg and Summerville. We have closed those loans for 30+ years and know the local underwriters, appraisers, and agents who keep them moving.
30+
Years closing loans in the CSRA
Local & independent
Broker on Davis Road — not a call center
GA & SC
Licensed on both sides of the river
NMLS# 148371
GRMA# 5819 · Equal Housing Lender
Loan programs that fit Augusta
The right loan for Augusta buyers.
As an independent broker we shop dozens of lenders and match the program to you. Here's where most Augusta buyers start.
Lead program here
FHA / First-Time Buyer
3.5% down for first-time buyers in the urban core, plus GA down-payment assistance.
Explore FHA / First-Time Buyer →
Conventional
For move-up buyers and medical professionals with strong credit.
Explore Conventional →
VA Loans
$0 down and no PMI for Augusta's many veterans and service members.
Explore VA Loans →
Refinance / Cash-Out
Tap decades of equity in established Augusta neighborhoods.
Explore Refinance / Cash-Out →
Your local office
Serving Augusta from Davis Road since 1992.
You'll work with the same loan officer from application to closing — a real person here in the CSRA who knows the Augusta market, the appraisers, and the agents.
Nearby areas we serve
Buying near Augusta?
Ready to buy in Augusta?
Two minutes to start. No credit pull until you're ready. We'll come back with a real rate range and the right program for Augusta.