Serving Edgefield County, SC
Edgefield County, SC Home Loans
Edgefield County is rural South Carolina at its most storied — the 'Home of Ten Governors,' the National Wild Turkey Federation headquarters, Old Edgefield pottery, and miles of peach orchards just north of North Augusta and Aiken. It's a quiet, land-rich place to buy within reach of the CSRA's jobs.
First Choice Mortgage · 217 Davis Road, Augusta GA 30907 · NMLS# 148371
Local county snapshot
That rural character makes the $0-down USDA loan our lead program here — 100% financing at below-market rates for eligible addresses, which covers much of the county. We're licensed in South Carolina and will check the USDA map for your exact parcel.
Veterans can use $0-down VA financing, and conventional loans cover buyers outside the USDA footprint. As an independent broker we shop the rate and keep your closing in-house on the South Carolina side.
30+
Years closing loans in the CSRA
Local & independent
Broker on Davis Road — not a call center
GA & SC
Licensed on both sides of the river
NMLS# 148371
GRMA# 5819 · Equal Housing Lender
Loan programs that fit Edgefield County
The right loan for Edgefield County buyers.
As an independent broker we shop dozens of lenders and match the program to you. Here's where most Edgefield County buyers start.
Lead program here
USDA / Rural
The lead program — 100% financing across most of Edgefield County.
Explore USDA / Rural →
VA Loans
$0 down for the county's veterans and service members.
Explore VA Loans →
Conventional
For buyers outside the USDA footprint with strong credit.
Explore Conventional →
FHA / First-Time Buyer
3.5% down as a first-time-buyer alternative.
Explore FHA / First-Time Buyer →
Your local office
Serving Edgefield County from Davis Road since 1992.
You'll work with the same loan officer from application to closing — a real person here in the CSRA who knows the Edgefield County market, the appraisers, and the agents.
Nearby areas we serve
Buying near Edgefield County?
Ready to buy in Edgefield County?
Two minutes to start. No credit pull until you're ready. We'll come back with a real rate range and the right program for Edgefield County.