Serving Thomson · McDuffie County, GA
Thomson, GA Home Loans
Thomson — the 'Camellia City' and seat of McDuffie County — sits just west of Augusta along the I-20 corridor. It's a genuine small town with country all around it: room to spread out, an easy commute back toward Augusta, and the Belle Meade Hunt tradition nearby.
First Choice Mortgage · 217 Davis Road, Augusta GA 30907 · NMLS# 148371
Local market snapshot
Because much of McDuffie County is rural, the USDA loan is our lead program in Thomson — $0 down and below-market rates for eligible addresses, and more of the county qualifies than most buyers expect. We'll pull the USDA eligibility map for your specific address before you fall for a home.
For in-town Thomson properties that fall outside the USDA boundary, FHA and conventional loans carry the load, and veterans can use $0-down VA financing. Either way you'll work with a local loan officer who knows the McDuffie County market.
30+
Years closing loans in the CSRA
Local & independent
Broker on Davis Road — not a call center
GA & SC
Licensed on both sides of the river
NMLS# 148371
GRMA# 5819 · Equal Housing Lender
Loan programs that fit Thomson
The right loan for Thomson buyers.
As an independent broker we shop dozens of lenders and match the program to you. Here's where most Thomson buyers start.
Lead program here
USDA / Rural
The lead program — $0 down on the many eligible rural addresses in the county.
Explore USDA / Rural →
FHA / First-Time Buyer
3.5% down for first-time buyers on in-town Thomson homes.
Explore FHA / First-Time Buyer →
Conventional
For properties outside the USDA footprint with strong credit.
Explore Conventional →
VA Loans
$0 down for local veterans and service members.
Explore VA Loans →
Your local office
Serving Thomson from Davis Road since 1992.
You'll work with the same loan officer from application to closing — a real person here in the CSRA who knows the Thomson market, the appraisers, and the agents.
Nearby areas we serve
Buying near Thomson?
Ready to buy in Thomson?
Two minutes to start. No credit pull until you're ready. We'll come back with a real rate range and the right program for Thomson.