Loan Officer Careers · Augusta, GA · Since 1992
Tired of being a number at a big lender?
First Choice Mortgage has been a trusted independent lender and broker in Augusta since 1992. We're growing — and we're looking for licensed loan officers who want a full product shelf, direct access to leadership, and a culture where their name actually means something on a closed loan.
Full Product Shelf
Conventional, FHA, VA, USDA, Jumbo, Non-QM, Construction. Shop the market, not one bank's rate sheet.
Direct Access to Dirk
No corporate ladder. No regional VP layer. President's cell phone in your pocket.
30+ Years of Trust
You inherit a reputation built over three decades — not a brand someone else gets credit for.
Augusta Roots
Real estate, builder, and community relationships already in place. Walk in warm.
30+
Years in Augusta
NMLS# 148371
License
GA · SC
Markets
1992
In Augusta since
The First Choice advantage
Why experienced LOs join us — and stay.
Stability That's Real
Founded in 1992. We've weathered every market cycle the modern industry has thrown at us — and come out stronger each time. You can build a long career here, not just survive a quarter.
Full-Service Lender & Broker Model
Conventional, FHA, VA, USDA, Jumbo, Non-QM, Construction, Refinance. You shop the entire market for every client — not whatever's on one bank's shelf.
People-First Culture
Our 5-star reviews don't just name Dirk — they name our back office, our processors, our team. That's how you know it's real. You work with people who actually like each other.
Community Reputation
Decades of relationships with Augusta-area realtors, builders, and community partners. When you join FCM, you walk into warm relationships — not a cold-start grind.
Tech That Doesn't Babysit You
Online borrower portal, 24/7 application access, streamlined digital flow. The tools are there — they don't lock you to a desk.
Direct to the Owner
Dirk Merritt is the owner and president — and still an active LO. No five-layer chain of command. You'll have his cell phone.
Is it you?
The candidates we're actively talking to.
Candidate type
Big-Bank LO
Frustrated with rigid guidelines, slow underwriting, one product shelf. Wants broker-model flexibility.
Candidate type
National Lender LO
Feeling like a number. Wants smaller-team culture, higher comp splits, and someone who knows your name.
Candidate type
2-5 Year LO
You've built a book. You want better support, better products, and real mentorship to scale further.
Candidate type
Realtor Transitioning to LO
You have the relationships. We'll help with licensing and the platform. The book is already in your phone.
Candidate type
Recently Licensed
Get the right training environment. Launch your career inside a culture that won't burn you out at year two.
Candidate type
Semi-Retired but Active
Want flexibility, a supportive team, and the ability to keep doing what you love at your own pace? We have a seat.
What happens next
Three steps. Zero pressure.
Confidential intro
Fill out the short form or call. We treat every conversation as confidential — your current employer never hears from us.
Coffee or video call
A 20-minute call with Dirk. We listen first. If it's not a fit, we'll say so — and we'll often refer you to someone who is.
The 90-day plan
If we move forward, you get a written 90-day onboarding plan — so you know exactly what your first quarter looks like before you accept anything.
LO Career FAQ
What candidates ask us first.
How is comp structured?+
Is this conversation actually confidential?+
Will I have to start over with leads?+
Are you only hiring in Augusta?+
What if I'm not actually looking right now?+
Ready for a real conversation?
Twenty minutes. Confidential. No pressure. Worst case you walk away with another perspective on the industry — best case, you find your next 30 years.